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Accepted Insurances

What is a Routine Exam?

If the main reason for your examination is solely to update your eyeglasses or contact lens prescription and you are not having any other problems with your eyes, then the exam is considered a “routine” eye exam and is covered under your vision plan,if you have one.

If you do not have vision insurance, we can often use your medical insurance for a routine exam, since most people have some sort of minor eye problem, such as mild dry eyes or cataracts. You would still be responsible for your refraction or contact lens fitting fee.

VISION PLANS

VCP (also known as Comp Benefits)

What is a Medical Visit?

If you have a medical problem with your eyes such as cataracts, droopy lids, glaucoma, or a corneal abrasion, etc., your examination will be billed to your medical insurance and not your vision plan. You would be responsible for a refraction or contact lens fitting fee.

MEDICAL PLANS

Please call if you are not sure if your plan is covered (e.g. international insurances). If you have an insurance purchased from the Health Insurance Marketplace (Obamacare), please read our Insurance and Billing FAQ.

Aetna

PPO, POS, HMO

AARP

AARP Medicare Complete (HMO), AARP MedicareComplete Choice Essential (Regional PPO), AARP MedicareComplete Choice Plan 2 (Regional PPO), AARP Medicare Supplement Plans

Avmed

Secondary only with Medicare

Beech Street

Blue Cross Blue Shield of Florida

BCBS Health Options, Network Blue, Medicare Advantage PPO, Preferred Patient Care and Traditional Insurance Program

Care Credit Payment Plans

Cigna

PPO, OAP, OAPC, HMO

HealthChoice (FMH)

Humana

Humana HMO, Medicare PPO, Humana PPO, ChoiceCare PPO, Medicare Private FFS

Medicare

Part B

Medicare Replacement Plans

AARP Medicare Complete, BCBS of Florida Blue Medicare, Secure Horizons, AetnaHMO Medicare, Humana Medicare Private FFS

Most Medicare Supplements

PHCS MultiPlan Network

Tricare

Tricare for Life, Tricare South, Tricare Standard

United Healthcare

PPO, HMO, POS, EPO